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Why Delaying Major Life Decisions Can Be a Smart Financial Move
Society often pressures us to achieve certain milestones by a specific age—buying a house, getting married, starting a family. But...
Jan 204 min read
Why Where You Live Matters More Than How High Your Salary Is
It’s not just about how much you earn—it’s about how much you keep. In big cities high salaries are often offset by expenses.
Jan 163 min read
Is Passive Income Too Good to Be True?
Passive income promises easy money, but the reality often involves hidden costs and effort. Learn what works, what doesn’t
Jan 153 min read
Micro-Retirements: How Burnt-Out Workers Are Pressing Pause to Find Balance
Feeling stuck in the grind? Micro-retirements offer a chance to pause, recharge, and regain balance—without giving up your career entirely.
Jan 144 min read
Can You Afford to Live in the World’s Most Liveable Cities? Here’s What It Takes
Curious about living in the world’s top liveable cities? Discover how much it truly costs, where salaries match up, or if they fall short.
Jan 132 min read
The Hidden Costs of Not Taking a Vacation
Skipping vacations might seem like a smart financial move, especially when trying to save money. However, the decision to forgo that...
Jan 83 min read
Health Over Wealth: Spending on Wellness Without Guilt
Spending money on health and wellness can often feel like an indulgence. Yet, investing in your well-being is one of the smartest...
Jan 62 min read
Low Fees, No Bias: Are Robo-Advisors the Smarter Choice Over Big Funds?
For decades, the giant asset managers have ruled Wall Street. Names like BlackRock, Vanguard, and Fidelity have become synonymous with...
Jan 34 min read
Emergency Funds: How Much Do You Really Need?
Mention the term “emergency fund,” and you’ll likely hear the classic advice: save three to six months’ worth of expenses. But is that...
Jan 23 min read
Top Financial Tools for Millennials Who Hate Budgeting
Budgeting has become a dreaded word for many millennials. Let’s face it—between student loans, rent, and the pressure to save for a...
Dec 31, 20244 min read
Forget Saving Every Penny: When to Choose Experience Over Economy
In the world of personal finance, the mantra of “save, save, save” echoes loudly, often overshadowing another equally important aspect of...
Dec 30, 20243 min read
Neo-Banks Are Booming — But Are Traditional Banks Really Obsolete?
Neo-banks, or digital-only banks, have emerged in recent years as a sleek, tech-driven alternative to the traditional banks that have...
Dec 27, 20244 min read
Healthy Eating: Is It Really Possible on a Budget?
Eating healthy often gets a bad rap for being expensive, especially when comparing the cost of fresh produce and lean proteins to...
Dec 25, 20243 min read
When to Risk It All for a Dream Job
Imagine telling your friends or family that you’re quitting your stable job to pursue a dream role. You might be met with raised eyebrows...
Dec 23, 20243 min read
Should You Still Take Out Student Loans?
Student loans have long been seen as a necessary step to getting a college education, but with rising tuition costs and growing concerns...
Dec 20, 20244 min read
Choosing Career Satisfaction Over Salary: When It’s Worth Taking a Pay Cut
In a culture that often equates success with high earnings, the decision to accept a lower salary for greater job satisfaction can seem...
Dec 19, 20243 min read
The Financial Benefits of a Gap Year: More Than Just Travel
Imagine telling your parents you’re planning a gap year—cue the dramatic gasps and visions of you lounging on a couch, wasting time that...
Dec 18, 20243 min read
Rent vs. Buy: It’s Not Just about the Numbers
The question of whether to rent or buy a home is often presented as a purely financial decision. On paper, the math can be...
Dec 17, 20245 min read
Luxury or Necessity? When Splurging on Big Purchases Makes Sense
The general rule of thumb in personal finance is to avoid unnecessary splurges—luxury is often seen as an indulgence we can't afford if...
Dec 16, 20245 min read
How to Take the Stress Out of Inflation
Inflation can feel like an overwhelming force, making everything from groceries to gas more expensive.
Dec 13, 20244 min read
The Power of Side Hustles: How a Little Extra Income Can Transform Your Life
Side hustles have become a lifeline for so many people trying to make ends meet in today’s world. Between rising living costs and wages...
Dec 12, 20244 min read
Don't be frugal, be agile!
Welcome to Agile FC. I'm Mark Garro and throughout my 25+ years in finance, working with giants like Goldman Sachs to managing my own investment portfolio, I have seen plenty of one-size-fits-all advice that fails in real life. I created Agile FC to overturn these clichés with contrarian insights and practical financial tips for real people in the real world!
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